Dental Benefits Your Employees Will Actually Use

Braaten & Company helps businesses across Minnesota build employee dental benefit plans that support their employees and strengthen their overall benefits package. Whether you are offering dental benefits for the first time or reviewing your current plan, Scott and Alyssa Braaten bring over 20 years of industry experience to help you find coverage that fits your business and your team.

Why Dental Coverage Matters for Your Team

Dental benefits are one of the most valued perks employees look for when evaluating a job offer. Offering a solid group dental plan signals that you care about your team's health, not just their paycheck.

What Group Dental Plans Typically Cover

Every plan is different, but most employer-sponsored dental insurance options are structured around three levels of care:

  • Preventive care such as cleanings, exams, and X-rays, often covered at 100%
  • Basic restorative care including fillings and extractions
  • Major restorative care such as crowns, bridges, and dentures
  • Orthodontia for dependents, available on select plans

Braaten & Company works with multiple carriers to compare options and match your business with a plan that fits your budget and your employees' needs.

Dental Benefits for Small Businesses and Startups

Many small business owners assume group dental insurance is only practical for larger companies. That is not the case. There are plans designed specifically for smaller teams, including startups, that offer competitive coverage without requiring a large headcount.

As an independent employee benefits broker, Braaten & Company, is not tied to a single carrier. That means you get unbiased guidance and a side-by-side look at real options, not a sales pitch for one product.

Frequently Asked Questions About Dental Benefits

  • How much does group dental insurance cost for a small business?

    Costs vary based on plan type, number of employees, and coverage levels selected. Braaten & Company, compares multiple carriers to find options that fit your budget.

  • Can I add dental coverage to an existing employee benefits package in Minnesota?

    Yes, dental can typically be added during your annual renewal period or when setting up a new benefits package. Call us at (320) 200-1208 to review your current plan and explore your options.

  • Do employees have to contribute to the cost of dental coverage?

    Many employers offer dental as either a fully employer-paid or cost-sharing benefit, depending on the plan structure. Braaten & Company,  helps you find an arrangement that works for both sides.

  • What Is the Difference Between a MAC and PPO Dental Plan?

    A PPO (Preferred Provider Organization) plan offers discounted rates when employees use dentists within the plan’s network, helping keep out-of-pocket costs lower.


    A MAC (Maximum Allowable Charge) plan sets a maximum amount the insurance company will pay for each service. If a dentist charges more than that amount, the employee may pay the difference.


    Not sure which is right for your business? Braaten & Company can help you compare your options.

     

Let’s Build a Dental Plan Your Employees Will Thank You for

Braaten & Company is a family-owned employee benefits brokerage serving businesses throughout Minnesota. Call us at (320) 200-1208 to schedule a consultation and start building dental coverage that works for your team and your bottom line.