Employee Benefits Broker in St. Cloud, MN
Local Employee Benefits Solutions for St. Cloud Businesses
Finding the right employee benefits shouldn't be complicated. Braaten & Company helps businesses in St. Cloud and throughout Central Minnesota build employee benefit packages that make sense for their employees, their budget, and their long-term goals.
As a local, independent employee benefits broker, we take a personal, hands-on approach. We help you compare options, understand your choices, implement your benefits, and provide ongoing support for both you and your employees.
Whether you're offering benefits for the first time, preparing for renewal, or wondering if there is a better option available, we're here to help.
Employee Benefits for St. Cloud, MN Businesses
The right benefits package can play an important role in attracting and retaining employees. But every business is different. That's why we don't believe in a one-size-fits-all approach.
Braaten & Company works with St. Cloud-area employers to evaluate their needs and explore benefit options that fit their workforce and budget.
Benefits we can help with include:
We help Minnesota employers understand their PFML options, including private-plan alternatives available through multiple carriers.
Why Work With a Local Employee Benefits Broker?
Choosing employee benefits involves more than simply selecting an insurance plan.
Braaten & Company works on behalf of your business to help you understand and compare your options. We take the time to learn about your company, your employees, your budget, and what you want your benefits program to accomplish.
Our team can help with:
- Reviewing your existing employee benefits
- Comparing plans and carrier options
- Identifying potential gaps and opportunities
- Group health, dental, vision, life, and disability coverage
- Voluntary and supplemental benefits
- Enrollment assistance
- Employee benefits education
- Annual renewal reviews
- Ongoing employer and employee support
You won't be handed a plan and left to figure everything out on your own. Our goal is to provide responsive, personalized support throughout the year.
Employee Benefits for Businesses in St. Cloud
You don't have to be a large company to offer valuable employee benefits.
Braaten & Company works with businesses throughout the St. Cloud area to explore benefit strategies that fit their size and budget.
If you're struggling to recruit or retain good employees, the right benefits package can help your company stand out. We'll help you understand what's available and determine which options make sense for your team.
Already Have an Employee Benefits Broker?
You don't have to wait until something goes wrong to take a second look at your benefits.
If your company already offers employee benefits, Braaten & Company can review your current program and help you determine whether there may be opportunities to improve coverage, control costs, simplify administration, or provide better support for your employees.
A conversation can give you a clearer picture of your options before your next renewal.
Serving St. Cloud and Central Minnesota
Braaten & Company is a family-owned Minnesota employee benefits brokerage serving businesses throughout St. Cloud and surrounding Central Minnesota communities, including Sartell, Sauk Rapids, St. Joseph, Waite Park, St. Augusta, Clearwater, Clear Lake, Becker, and surrounding areas.
With more than 20 years of combined industry experience, Scott and Alyssa Braaten provide the local knowledge and personalized service businesses appreciate—without the call-center experience.
Frequently Asked Questions About Employee Benefits in St. Cloud
What does an employee benefits broker do?
An employee benefits broker helps businesses evaluate insurance and benefit options, compare plans, implement coverage, assist with enrollment, and manage benefits throughout the year. Braaten & Company works on behalf of the employer to help find solutions that fit the company's needs and budget.
Can a small business in St. Cloud offer employee health insurance, or do you just work with larger companies?
Yes. There are several potential health insurance and employee benefit strategies available to smaller employers. The best option depends on factors such as the number of employees, budget, participation, and the type of coverage you're looking for.
Can you review our existing employee benefits?
Yes. If you already offer benefits, Braaten & Company can review your current program and help you understand whether other options may be worth considering.
Do you help employees understand their benefits?
Yes. Employee education and enrollment support are an important part of our approach. We help employees understand their options so they can make more informed benefit decisions.
Can you help with Minnesota Paid Family and Medical Leave?
Yes. Braaten & Company can help employers understand Minnesota PFML and explore available private-plan alternatives when appropriate.
Looking for an Employee Benefits Broker in St. Cloud, MN?
Whether you're starting an employee benefits program, approaching renewal, or simply wondering if there is a better option available, let's talk.
Braaten & Company provides personalized employee benefits guidance to businesses in St. Cloud and throughout Central Minnesota.
Call (320) 200-1208 to schedule a consultation.



